OK fixed!! All it took is those five little letters (index) to fix both problems!!
Now I have lots of refining to do.
I'm finally back after quite some time of no WD. Unfortunately, I had to completely uninstall WD do to myself modifying/exploring WD
that led to a complete scramble of data, instability, and a main WD screenshot that was so hosed up that I spent hours trying to correct! And Just when I thought I fixed the problems, they all came back after restarting WD.
All I can say is the support form this forum is top notch!! The WD program has more bells, and whistles than any other program out there!!
However, for me it's a bit complex, and trying new things can lead to a disaster.
It's working good now, so I think I'll leave it alone!!