NorCalDan, I read your post didn't realize you were e-rice.
MCHALLIS, Yes I read FAQ on permissions, was trying to avoid 777
The scripts CAPTCHA PHP Requirements Test, actually answered my question. Had to change the /captcha-temp/ directory to 0777. Everything now working ok. PS, the script really has a lot of nice features.

Understand why so popular.
Thanks for great script.